Episode 297: The Sober Woman’s Guide to Building Wealth

Oct 8

Today, I’m finally diving into a topic I’ve wanted to share with you for ages: MONEY.

If you’ve cut back or said goodbye to alcohol, you’re already sitting on a gold mine. The average drinker spends $3,000 to $8,000 a year on alcohol alone – and now is the perfect time to leverage that raise and make your money work smarter.

In this episode, I’m sharing the foundations of financial literacy for alcohol-free women – the habits, mindsets, and investing principles that can create lasting wealth. We’re talking about investing, emergency funds, high-yield savings accounts, retirement, all of it.

I’ll also take you behind the scenes of my own money journey. Obviously I am not a financial advisor, but there are principles that I live by that have made my life SO much easier. When you remove alcohol, you gain energy, peace, and the power to build a legacy.

If you’re looking to start your own purpose-driven income stream, coaching is one of the most scalable business models out there. Enrollment is open for the next round of the Empowered AF 5X Coach Certification Program.

IN THIS EPISODE:

How ditching alcohol instantly gifts you $3,000–$8,000 a year (plus all the sneaky extra costs you’re no longer burning away with every happy hour)
Why even small, consistent investments made TODAY can snowball into 7-figures (and the massive wealth gap you create by starting now vs. putting it off)
The investing gender gap, demystifying the stock market, and the one simple index fund strategy endorsed by history’s most legendary investors
The truth about hoarding cash, beating inflation, and why high-yield savings accounts are the modern woman’s must-have
Why investing in yourself yields the highest ROI and is the secret weapon of 88% of self-made millionaires

REFLECTION QUESTION

What emotions or beliefs come up for you when you think about investing your money (whether in the stock market, business, or yourself)? Where does that hesitation stem from, and how can you reframe it into empowerment?

“There have obviously been hits to the stock market. There have been depressions, there's been recessions. There's been different world events that can happen and have the stock market dip. But year after year, all of those things end up smoothing out. And the longer that you're investing in the stock market, the more returns you'll have. In fact, I think investing $500 for 30 years at just a 7% return will get you like $1.3 million dollars. Just $500 invested month after month. And the earlier you start, the better.” - Karolina

“When I invest in my skills, my marketing know-how, my psychology know-how, my subconscious know-how, I am able to get an even bigger return on my business than I could in the stock market. And that is something: betting on you is so important to recognize that you can literally take a business as one of the most incredible vehicles where you take your skills and your knowledge and your transformation and your passions and actually can turn it into something that will 200, 500, 600 X your ROI.” - Karolina

LINKS/RESOURCES MENTIONED

In this book I mention Die With Zero: Getting All You Can From Your Money And Your Life by Bill Perkins and Dr. Benjamin Hardy, whose research I dive into in Episode 266.

If you know you’re meant to help other people change their relationship with alcohol and achieve deep healing (along with their bigger dreams), apply for the Empowered AF 5X Coach Certification Program – and get 5x certified as a world class alcohol-free empowerment coach, mindset coach, success coach, NLP practitioner, and hypnosis practitioner. This program includes a four-month business mastermind and a business retreat in Southern California.

Awarded the most empowering book in the sober curious genre, be sure to get your copy of Euphoric: Ditch Alcohol and Gain a Happier, More Confident You today and leave your review.

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